From the category archives:

Budgeting

Envelope Budgeting Made Simple

January 3, 2010

Recently, my family moved to an envelope budgeting system whereby we spend only cash for basic household categories such as food, entertainment and a few others. We place cash in budget envelopes and spend accordingly. When the envelope is empty, we’re finished shopping for that particular month.
Listed below are the steps we took to implement [...]

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Calculating Your Annual Budget

July 3, 2009

How much money do you spend each year on ice cream? Seems like a strange question, I know. But the purpose of it is to get you to start thinking in terms of annualized expenses. This is the first step towards putting together a budget in early retirement.
First, you must determine how much you spend [...]

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